What Is a Gold Haram and Why Sell It?
The haram is the centrepiece of South Indian gold jewellery – a long, layered necklace that typically runs from collarbone to waist and weighs more than any other single gold piece in a bride’s trousseau. Plain harams start at 20g and elaborate stone-set temple harams can carry 60g–100g of gold or more. When it comes to resale, the gold content alone determines the value.
This guide covers typical weight ranges for gold harams by design, today’s live IBJA rate and exactly how much cash you receive at an Attica Gold branch.
At a Glance
| Plain flat haram | 20g – 50g |
| Layered stone-set haram | 15g – 40g gold |
| Temple-style haram | 25g – 70g |
| Antique / Kemp haram | 20g – 60g gold |
| 22K rate per gram today | ₹13,965 |
| 30g plain haram (22K) today | ₹4,19,070 |
| Last Updated | May 2026 |
Live Rate Today
At today’s IBJA rate of ₹15,250 per gram for 24K, a typical 22K piece in this category yields ₹13,965 per gram. The live widget below reflects today’s rate at the time of your visit. Always check before visiting a branch.
| 🔧 LIVE RATE WIDGET PLACEHOLDER [Embed live 22K/24K/18K/14K per-gram rate widget – auto-updates from IBJA feed] Indicative rate. Final price depends on actual purity test at branch. |
Designs & Weight Comparison
| Haram Design | Typical Gold Weight | 22K Value Today | Notes |
| Plain flat haram | 20g – 50g | ₹4,88,915 (35g avg) | No stones – full weight is gold |
| Layered stone-set | 15g – 40g gold | ₹3,91,132 (28g avg gold) | Stones deducted before weighing |
| Temple-style haram | 25g – 70g | ₹6,28,605 (45g avg) | Lac backing possible – XRF confirms |
| Antique / Kemp haram | 20g – 60g gold | ₹5,58,760 (40g avg gold) | Kemp stones returned after testing |
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Common Types & Use Cases
● Bridal haram gifted at weddings – the single heaviest gold piece in most trousseau sets
● Plain flat haram – everyday South Indian long necklace, usually 22K
● Temple-style haram with deity motifs – popular in Karnataka, Tamil Nadu and Andhra Pradesh
● Layered stone-set haram – kundan, polki or kemp stones set in gold foil
● Antique family haram passed through generations – purity confirmed by XRF regardless of age
Resale Value & Worked Example
The resale formula is: Net Gold Weight (g) × Purity (%) × Today’s 24K IBJA Rate. For a 35g plain 22K haram: 35 × 0.916 × ₹15,250 = ₹4,88,915.
For a stone-set haram weighing 50g total with 15g of stone weight: net gold = 35g; payout = 35 × 0.916 × ₹15,250 = ₹4,88,915. A haram at 30g+ typically exceeds ₹2,00,000 at today’s rate – PAN is required alongside Aadhaar.
Tax Treatment When You Sell
Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.
What to Watch For – Seller Protection
● Stones or lac weighed together with gold – insist on separate stone removal before weighing
● Visual purity assessment instead of XRF – always request machine testing
● Verbal quote without written receipt – a signed receipt is a legal requirement
● Making charge deductions – these do not apply to resale
● Buyers who quote lump-sum price without disclosing per-gram rate – always ask for the gram rate first
Why Choose Attica Gold Company
Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Every branch uses a BIS-calibrated XRF machine – you watch the purity test in front of you. No hidden deductions, no minimum weight, no making-charge surprises.
Payment is made instantly by cash (up to ₹1,99,999), UPI, IMPS or bank transfer on the same day. You receive a written receipt for every transaction. Your wait is over.
Frequently Asked Questions
How much is a gold haram worth today?
A plain 35g 22K haram is worth ₹4,88,915 today. A heavy 50g piece brings ₹6,98,450. The exact amount depends on actual weight and purity confirmed by XRF at the branch.
What is the typical weight of a South Indian gold haram?
Plain flat harams for daily wear start at 15g–25g. Wedding harams range 30g–60g. Heavy temple-style and layered harams can carry 60g–100g or more of gold. Weight varies significantly with design and length.
Can I sell my haram without the original purchase bill?
Yes. Attica Gold buys gold without the original bill. XRF testing determines purity from the metal itself. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.
How are kemp and temple stones handled at resale?
All stones, including kemp and polki, are removed and weighed separately before the gold is weighed. Payment is on gold weight only. All removed stones are returned to you.
Is an antique or heirloom haram worth less at resale?
No. Resale is based purely on gold weight and purity. Age, antique value and family history do not affect the per-gram rate you receive.
What if my haram is below 22K purity?
The XRF machine tests the actual purity. If the haram is 18K or 20K, the rate is applied to that purity fraction. You receive the exact value based on what the machine reads.
How long does it take to sell a heavy haram at Attica?
Stone removal, XRF testing, weighing and payment for a large stone-set haram typically takes 45–60 minutes. Payment is made on the same day by cash, UPI or bank transfer.
