gold layered necklace – also called a multi-strand or multi-layer gold necklace – consists of two or more gold chains of different lengths worn together, either as a single pre-assembled piece or as individual chains with a shared clasp. Layered necklaces are popular for both daily wear and festive occasions, particularly in North India and among younger jewellery buyers.
At resale, the layered aesthetic adds no value – only the total gold weight and purity determine what you receive.
At a Glance
| 2-strand layered necklace | 12g – 25g |
| 3-strand layered necklace | 18g – 35g |
| Mixed pendants + chains layered | 15g – 30g |
| Stone-set layered design | 12g – 28g gold |
| 22K rate per gram today | ₹13,965 |
| 20g layered necklace (22K) today | ₹2,79,380 |
| Last Updated | May 2026 |
Live Rate Today
At today’s IBJA rate of ₹15,250 per gram for 24K, a 22K piece yields ₹13,965 per gram.
| 🔧 LIVE RATE WIDGET PLACEHOLDER [Embed live 22K/24K/18K/14K per-gram rate widget – auto-updates from IBJA feed] Indicative rate. Final price depends on actual purity test at branch. |
Designs & Weight Comparison
| Design | Typical Gold Weight | 22K Value Today | Notes |
| 2-strand layered necklace | 12g – 25g | ₹2,51,442 (18g avg) | Full weight is gold |
| 3-strand layered necklace | 18g – 35g | ₹3,63,194 (26g avg) | Full weight is gold |
| Pendant + chain layered | 15g – 30g | ₹3,07,318 (22g avg) | Pendant and chain weighed together |
Common Types & Use Cases
● 2-chain layered set – thin chain + medium chain, 12g–25g
● 3-chain layered set – short, medium, long chain, 18g–35g
● Pendant + plain chain combo – layered look with pendants, 15g–30g
● Pre-assembled layered necklace (single piece) – same per-gram rate applies
● Selling individual chains from a layered set – each sold separately at per-gram rate
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Resale Value & Worked Example
For a 2-strand 20g 22K layered necklace: 20 × 0.916 × ₹15,250 = ₹2,79,380.
For a 3-strand 28g set: 28 × 0.916 × ₹15,250 = ₹3,91,132. If selling individual chains, weigh each separately – payout is the same per gram.
Tax Treatment When You Sell
Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.
What to Watch For
● Stones or lac weighed with gold – insist on removal before weighing
● Visual purity check instead of XRF – always request machine testing
● No written receipt – a signed receipt is a legal requirement
● Making charge deductions at resale – these do not apply
Why Choose Attica Gold Company
Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Every branch uses a BIS-calibrated XRF machine. Payment is instant. Your wait is over.
📞 CALL TO ACTION
Visit your nearest Attica Gold branch to sell at today’s live rate.
🌐 atticagoldcompany.com/branch-locator | 📞 +91 8880 300 300
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Frequently Asked Questions
How much is a gold layered necklace worth today?
A 2-strand 20g 22K layered necklace is worth ₹2,79,380 today. A 3-strand 28g set brings ₹3,91,132
Is a layered necklace sold as one piece or separately?
Both options work. Attica Gold can weigh the entire set together or each chain individually – the payout is the same per gram either way.
What is the difference between a layered necklace and a haram?
A haram is a traditional South Indian long garland-style necklace. A layered necklace is a modern style of 2–3 chains of different lengths worn together. Different designs, same per-gram resale value.
Can I sell one chain from a layered set?
Yes. Individual chains are accepted with no minimum.
What documents?
Aadhaar mandatory. PAN if total exceeds ₹2,00,000
What purity are layered necklaces?
Modern layered necklaces are commonly 18K or 22K. XRF at the branch confirms.
Does a pendant on a layered necklace affect the rate?
No. Pendant + chain together are weighed as gold. Stones in the pendant are removed first.
