Gold coin bPendant & jewellery – a gold coin set in a pendant frame or multiple coins linked in a necklace – is a traditional Indian wealth ornament. A single coin pendant typically holds a 1g–5g gold coin, while a coin necklace can feature 10–30 small gold coins strung together. Coin jewellery is common across India as an investment-friendly form of gold wear.
At resale, only gold weight and purity determine cash value.
At a Glance
| Single coin pendant | 3g – 8g |
| Multi-coin small pendant | 5g – 12g |
| Short coin necklace (10–15 coins) | 15g – 30g |
| Long bridal coin necklace | 25g – 50g |
| 22K rate per gram today | ₹13,965 |
| 20g coin necklace (22K) today | ₹2,79,380 |
| Last Updated | May 2026 |
Live Rate Today
At today’s IBJA rate of ₹15,250 per gram for 24K, a 22K piece yields ₹13,965 per gram.
| 🔧 LIVE RATE WIDGET PLACEHOLDER [Embed live 22K/24K/18K/14K per-gram rate widget – auto-updates from IBJA feed] Indicative rate. Final price depends on actual purity test at branch. |
Designs & Weight Comparison
| Design | Typical Gold Weight | 22K Value Today | Notes |
| Single coin pendant | 3g – 8g | ₹76,830 (5.5g avg) | Coin + frame both gold |
| Multi-coin pendant | 5g – 12g | ₹1,18,737 (8.5g avg) | Full weight is gold |
| Short coin necklace | 15g – 30g | ₹3,07,318 (22g avg) | PAN may be required |
| Long coin necklace | 25g – 50g | ₹5,16,853 (37g avg) | PAN required at today’s rates |
Common Types & Use Cases
● Single coin pendant – Lakshmi or temple coin, 3g–8g
● Multi-coin pendant – small coin cluster, 5g–12g
● Short coin necklace – Kasumala style with 10–15 coins, 15g–30g
● Long bridal coin necklace – 25g–50g
● Selling coin pendant separate from chain – individual components accepted
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Resale Value & Worked Example
For a 5g single coin pendant (22K): 5 × 0.916 × ₹15,250 = ₹69,845.
For a 20g coin necklace (22K): 20 × 0.916 × ₹15,250 = ₹2,79,380. Coin necklaces above 15g typically exceed ₹2,00,000 – bring PAN.
Tax Treatment When You Sell
Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.
What to Watch For
● Stones or lac weighed with gold – insist on removal before weighing
● Visual purity check instead of XRF – always request machine testing
● No written receipt – a signed receipt is a legal requirement
● Making charge deductions at resale – these do not apply
Why Choose Attica Gold Company
Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Your wait is over.
Frequently Asked Questions
How much is a gold coin pendant worth today?
A 5g 22K coin pendant is worth ₹69,845. A 20g coin necklace brings ₹2,79,380.
Does the coin design (Lakshmi, sovereign, etc.) affect resale?
No. Only gold weight and purity matter. Religious or commemorative designs add no premium.
Can I sell the pendant frame separately from the coin?
Both the frame and coin are gold and are weighed together for total payout. Components can be sold separately if desired.
Is a coin necklace the same as kasumala?
Kasumala is a specific South Indian coin necklace with Lakshmi coins. A coin necklace is the broader term. Kasumala is one type of coin necklace.
What documents?
Aadhaar mandatory. PAN if total exceeds ₹2,00,000.
What purity?
Most coin jewellery is 22K. Pure coin (without setting) may be 24K. XRF confirms.
Can I sell a coin without a pendant frame?
Yes. Gold coins (with or without frame) are bought at the per-gram rate by weight and purity.
