Gold Coin Pendant & Necklace: Weight, Today’s Rate & Resale

Gold coin bPendant & jewellery – a gold coin set in a pendant frame or multiple coins linked in a necklace – is a traditional Indian wealth ornament. A single coin pendant typically holds a 1g–5g gold coin, while a coin necklace can feature 10–30 small gold coins strung together. Coin jewellery is common across India as an investment-friendly form of gold wear.

At resale, only gold weight and purity determine cash value.

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At a Glance

Live Rate Today

At today’s IBJA rate of ₹15,250 per gram for 24K, a 22K piece yields ₹13,965 per gram.

Designs & Weight Comparison

Common Types & Use Cases

●      Single coin pendant – Lakshmi or temple coin, 3g–8g

●      Multi-coin pendant – small coin cluster, 5g–12g

●      Short coin necklace – Kasumala style with 10–15 coins, 15g–30g

●      Long bridal coin necklace – 25g–50g

●      Selling coin pendant separate from chain – individual components accepted

Resale Value & Worked Example

For a 5g single coin pendant (22K): 5 × 0.916 × ₹15,250 = ₹69,845.

For a 20g coin necklace (22K): 20 × 0.916 × ₹15,250 = ₹2,79,380. Coin necklaces above 15g typically exceed ₹2,00,000 – bring PAN.

Tax Treatment When You Sell

Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.

What to Watch For

●      Stones or lac weighed with gold – insist on removal before weighing

●      Visual purity check instead of XRF – always request machine testing

●      No written receipt – a signed receipt is a legal requirement

●      Making charge deductions at resale – these do not apply

Why Choose Attica Gold Company

Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Your wait is over.

Frequently Asked Questions

How much is a gold coin pendant worth today?

A 5g 22K coin pendant is worth ₹69,845. A 20g coin necklace brings ₹2,79,380.

Does the coin design (Lakshmi, sovereign, etc.) affect resale?

No. Only gold weight and purity matter. Religious or commemorative designs add no premium.

Can I sell the pendant frame separately from the coin?

Both the frame and coin are gold and are weighed together for total payout. Components can be sold separately if desired.

Is a coin necklace the same as kasumala?

Kasumala is a specific South Indian coin necklace with Lakshmi coins. A coin necklace is the broader term. Kasumala is one type of coin necklace.

What documents?

Aadhaar mandatory. PAN if total exceeds ₹2,00,000.

What purity?

Most coin jewellery is 22K. Pure coin (without setting) may be 24K. XRF confirms.

Can I sell a coin without a pendant frame?

Yes. Gold coins (with or without frame) are bought at the per-gram rate by weight and purity.

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