Gold Polki Jewellery: Gold & Stone Resale Explained

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Gold Polki Jewellery: Gold & Stone Resale Explained

Polki jewellery features uncut, unpolished natural diamonds set in gold – the traditional Mughal-era technique. Unlike modern faceted diamonds, polki stones retain their natural shape and have a distinctive raw beauty. Polki sets are popular Indian bridal jewellery, often worn alongside kundan.

At resale, the gold and the polki are valued separately – the gold by weight and purity, the polki by certified diamond assessment.

At a Glance

Live Rate Today

At today’s IBJA rate of ₹15,250 per gram for 24K, a 22K piece yields ₹13,965 per gram.

TODAY’S GOLD RATE

Indicative 24K rate

Rs. 14,300/-

Rate shown for reference. Confirm current rate before visiting.

Designs & Weight Comparison

Common Types & Use Cases

·       Polki pendant – single uncut diamond, 3g–8g of gold

·       Polki earrings – pair with multiple polki stones, 5g–15g gold

·       Polki choker/necklace – multi-row polki, 15g–40g gold

·       Polki bridal set – necklace + earrings + maang tikka, 30g–80g

·       Polki ring – single or cluster polki, 4g–10g gold

Resale Value & Worked Example

The gold setting and the polki stones are valued separately. For 20g of polki jewellery gold (22K): 20 × 0.916 × ₹15,250 = ₹2,79,380.

The polki stones require separate assessment. While modern diamonds are graded on GIA/IGI certificates, polki stones are typically graded by Indian polki specialists. Bring any available certification.

At a gold buyer like Attica Gold, only the gold portion is paid. For polki stone valuation, consult a certified diamond/polki specialist.

Tax Treatment When You Sell

Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.

What to Watch For

·       Stones or lac weighed with gold – insist on removal before weighing

·       Visual purity check instead of XRF – always request machine testing

·       No written receipt – a signed receipt is a legal requirement

·       Making charge deductions at resale – these do not apply

Why Choose Attica Gold Company

Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Your wait is over.

Frequently Asked Questions

How much is gold polki jewellery worth at a gold buyer?

Only the gold portion is paid. For 20g of polki jewellery, the gold is worth ₹2,79,380. Polki stones need separate assessment.

What is the difference between polki and kundan?

Polki uses real uncut natural diamonds. Kundan uses glass/refined gold setting around stones (often coloured glass or synthetic stones). Both are traditional Indian techniques. Polki is more valuable than kundan.

Why aren’t polki stones paid at a gold buyer?

Polki valuation requires specialised gem assessment – a gold buyer pays only for the commodity gold content. Polki specialists can value the stones separately.

Can I keep the polki stones and sell only the gold?

Yes. The polki stones are carefully removed before weighing. All stones are returned to you.

How are polki stones removed?

At the Attica branch, the gold setting is opened and polki stones removed by hand. The setting/prongs (gold) are weighed separately.

What documents?

Aadhaar mandatory for the gold sale. For polki valuation, any heritage/origin documentation helps.

What purity is polki jewellery gold?

Traditional polki uses 22K or 23K sheet gold. Modern polki may be 22K with some 18K accents. XRF confirms.

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