The gold Lakshmi pendant – a pendant bearing the image of Goddess Lakshmi – is one of the most gifted religious gold pieces in India, particularly in South India. It ranges from a simple 3g Lakshmi coin pendant to an elaborate framed 18g piece with a gemstone border. Regardless of the religious significance, resale value is determined purely by gold weight and purity.
This guide covers typical weight ranges for gold Lakshmi pendants, today’s live IBJA rate and exactly how much cash you receive at an Attica Gold branch.
At a Glance
| Plain Lakshmi coin pendant | 3g – 6g |
| Standard Lakshmi pendant | 5g – 10g |
| Large framed Lakshmi pendant | 8g – 18g gold |
| Lakshmi pendant + chain | 12g – 30g total |
| 22K rate per gram today | ₹13,965 |
| 8g Lakshmi pendant (22K) today | ₹1,11,752 |
| Last Updated | May 2026 |
Live Rate Today
At today’s IBJA rate of ₹15,250 per gram for 24K, a 22K piece yields ₹13,965 per gram.
| 🔧 LIVE RATE WIDGET PLACEHOLDER [Embed live 22K/24K/18K/14K per-gram rate widget – auto-updates from IBJA feed] Indicative rate. Final price depends on actual purity test at branch. |
Designs & Weight Comparison
| Type | Typical Gold Weight | 22K Value Today | Notes |
| Plain coin pendant | 3g – 6g | ₹62,861 (4.5g avg) | Full weight is gold |
| Standard Lakshmi pendant | 5g – 10g | ₹1,04,768 (7.5g avg) | Stone border deducted |
| Large framed pendant | 8g – 18g gold | ₹1,81,597 (13g avg gold) | Stones removed before weighing |
Common Types & Use Cases
● Plain Lakshmi coin pendant – simple design, 3g–6g, daily wear
● Standard Lakshmi pendant – gifted at naming ceremonies and birthdays, 5g–10g
● Large framed Lakshmi pendant with ruby or emerald border – 8g–18g of gold
● Lakshmi pendant with chain – combined weight determines total value
● Temple Lakshmi pendant with elaborate embossing – XRF confirms purity
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Resale Value & Worked Example
The resale formula is: Net Gold Weight (g) × Purity (%) × Today’s 24K IBJA Rate. For a 7g plain 22K Lakshmi pendant: 7 × 0.916 × ₹15,250 = ₹97,783.
For a framed pendant weighing 15g total with 3g of stone border: net gold = 12g; payout = 12 × 0.916 × ₹15,250 = ₹1,67,628. All removed stones are returned to you.
Tax Treatment When You Sell
Gold held over 24 months attracts 12.5% LTCG when sold; held under 24 months, your gain is added to slab income. Aadhaar is mandatory; PAN is required if your sale exceeds ₹2,00,000.
What to Watch For – Seller Protection
● Stones or lac weighed with gold – insist on removal before weighing
● Visual purity check instead of XRF – always request machine testing
● No written receipt – a signed receipt is a legal requirement
● Making charge deductions at resale – these do not apply
● Lump-sum quote without per-gram rate – always ask for the gram rate first
Why Choose Attica Gold Company
Attica Gold Company is ISO 9001:2015 certified with 200+ branches across Karnataka, Tamil Nadu, Andhra Pradesh, Telangana and Pondicherry. Every branch uses a BIS-calibrated XRF machine – you watch the purity test in front of you.
Payment is made instantly by cash (up to ₹1,99,999), UPI, IMPS or bank transfer on the same day. Your wait is over.
📞 CALL TO ACTION
Visit your nearest Attica Gold branch to sell at today’s live rate.
🌐 atticagoldcompany.com/branch-locator | 📞 +91 8880 300 300
Sell Gold for Cash → atticagoldcompany.com/services/sell-gold-for-cash/
Frequently Asked Questions
How much is a gold Lakshmi pendant worth today?
A plain 7g 22K Lakshmi pendant is worth ₹97,783 today. A larger 12g piece brings ₹1,67,628.
Does the religious significance of a Lakshmi pendant affect its resale value?
No. Resale is based purely on gold weight and purity – not religious significance, deity depicted or craftsmanship.
Can I sell a Lakshmi pendant without the chain?
Yes. Attica Gold buys individual components – pendant alone, or chain alone, or both together.
What purity are Lakshmi pendants usually?
Most gold Lakshmi pendants are 22K (916). Older pieces may be 20K or 18K. XRF testing at the branch confirms exact purity.
How are stones removed from a framed Lakshmi pendant?
Stones are removed and weighed separately before the gold is weighed. Payment is on gold weight only. All removed stones are returned to you.
What documents do I need?
Aadhaar is mandatory. PAN is required if total sale value exceeds ₹2,00,000.
Is an antique or old Lakshmi pendant worth the same as a new one?
Yes. Age, antique value and cultural significance do not affect the per-gram gold rate at resale.
